Check if you qualify for FHA — No credit check

FHA loans accept credit scores as low as 580 with just 3.5% down. If your score is between 500-579, you can still qualify with 10% down. This makes FHA loans ideal for Nevada first-time buyers working to improve their credit.

Just 3.5% down with a 580+ credit score. On a $400,000 Las Vegas home, that's only $14,000. Plus, 100% of your down payment can come from gift funds from family members, making homeownership even more accessible.

No! This pre-qualification questionnaire does not pull your credit and will not impact your score. We use the information you provide to give you an initial assessment. A formal credit check only happens when you're ready for full pre-approval.

This questionnaire takes just 2-4 minutes. After you submit, our Nevada FHA specialists review your information and contact you within 24 hours (often the same day!) to discuss your options. Full pre-approval typically takes 1-2 business days.

2025 Nevada FHA limits: Clark County (Las Vegas, Henderson) is $498,257. Washoe County (Reno, Sparks) is $571,950. These limits apply to single-family homes and cover most homes in Nevada markets.

Yes! FHA allows 100% of your down payment to come from gift funds from family members (parents, siblings, grandparents). This makes it easier for first-time Nevada buyers to achieve homeownership even with limited personal savings.

Yes! FHA allows you to buy 2-4 unit properties (duplex, triplex, fourplex) with just 3.5% down. You must live in one unit, but you can rent the others to help cover your mortgage—a strategy called "house hacking."

Here's what happens next:

1. Our Nevada FHA specialist reviews your answers
2. We contact you within 24 hours to discuss your options
3. We'll recommend the best FHA loan path for your situation
4. When you're ready, we start the formal pre-approval process
5. You'll get a pre-approval letter to start house hunting in Nevada!

There's no obligation, and we're here to guide you every step of the way.