Serving Reno & Washoe County

FHA Lender in Reno, Nevada

Reviewed by Vatche Saatdjian, CEO with 30+ years of mortgage industry experience specializing in FHA loans.

Local FHA lending expertise for Reno homebuyers. Get pre-approved quickly with a dedicated team that understands the Northern Nevada housing market.

  • 3.5% down payment — ideal for first-time Reno buyers
  • 580+ credit score accepted — flexible qualification
  • Local lender — fast responses, personalized service

No obligation • 60-second check • Secure form

5,000+
Families Served
30+
Years Experience
24hr
Pre-Approval
Since
2004

Valley West Mortgage • NMLS #65506 • Licensed in Nevada

Why Choose a Local FHA Lender in Reno?

The Reno housing market has unique dynamics — from mountain properties to downtown condos. A local lender understands Washoe County's inventory, pricing trends, and what it takes to close efficiently.

Northern Nevada Expertise

We understand Reno's unique market — from Midtown revitalization to South Reno growth areas and mountain properties.

Fast Pre-Approval

Get your FHA pre-approval letter quickly so you can compete for homes in Reno's active market.

Low Down Payment

FHA loans require just 3.5% down — making Reno homeownership accessible even with limited savings.

Personal Service

Work directly with experienced loan officers — not call centers. Your questions answered fast.

Reno Neighborhoods We Serve

Midtown
South Reno
Northwest Reno
Spanish Springs
Damonte Ranch
Somersett
Caughlin Ranch
North Valleys
Double Diamond
Old Southwest

Your FHA Loan Process in Reno

From first contact to keys in hand, here's how we help Reno homebuyers secure FHA financing.

1

Quick Application

Complete our 60-second eligibility check online. We'll review your information and contact you within hours.

2

Pre-Approval Letter

Get your pre-approval letter showing sellers you're a serious buyer ready to close in Washoe County.

3

Find Your Home

Shop with confidence knowing exactly what you can afford. We stay in touch throughout your home search.

4

Close & Move In

We handle underwriting, coordinate with title, and guide you to a smooth closing on your Reno home.

Start Your FHA Pre-Approval

Takes ~60 seconds • No obligation • Secure

FHA Loan Questions — Reno Homebuyers

Common questions from Reno buyers about FHA financing.

Ready to Buy in Reno?

Take the first step toward homeownership in Northern Nevada. Our team is ready to guide you through the FHA loan process.

Valley West Mortgage • NMLS #65506 • Equal Housing Lender