Terms of Use

Please read these Terms of Use ("Terms", "Terms of Use") carefully before using the FHA Home Loans website operated by Valley West Mortgage.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this website.

2. Use License

Permission is granted to temporarily use this website for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose
• Transfer the materials to another person or entity
• Attempt to reverse engineer any software contained on the website

3. Disclaimer

The materials on this website are provided "as is". Valley West Mortgage makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitation of Liability

In no event shall Valley West Mortgage or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website.

5. Mortgage Calculator Disclaimer

The mortgage calculators on this website are for estimation purposes only. Results are not a loan commitment, rate guarantee, or pre-approval. Contact a licensed loan officer for an accurate quote. Rates, terms, and availability are subject to change and vary based on creditworthiness, loan-to-value, and other factors.

6. Not a Commitment to Lend

Nothing on this website constitutes a commitment to lend. All loans are subject to credit approval. The information provided on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities.

7. Accuracy of Information

While we strive to keep the information on this website accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the website.

8. External Links

This website may contain links to external websites that are not provided or maintained by Valley West Mortgage. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

9. Privacy

Your use of this website is also governed by our Privacy Policy. Please review our Privacy Policy.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Nevada, and you irrevocably submit to the exclusive jurisdiction of the courts in that State.

11. Contact Information

If you have any questions about these Terms of Use, please contact us at: