INTERNAL AUDIT 2026

FHAHomeLoans.services

Master Audit Dashboard — Health Score Monitoring, Compliance Tracking, SEO Roadmap

ACTION NEEDED

Domain Status

Nameservers not pointed to Landingsite

⚠️ Not Live
EXCELLENT

Content Coverage

Pages built across site

150+ Pages
EXCELLENT

UI System

VA-style template applied

✓ Consistent
IN PROGRESS

Compliance

Disclaimers & fact-checking

85% Complete

Phase 1: Audit Findings Table

Comprehensive site audit with severity ratings, root causes, and action plans

🔴 Critical Issues (1)

Domain Nameservers Not Pointed

Affected: fhahomeloans.services
Impact: Site cannot go live until nameservers are updated at registrar

Root Cause:

Domain registered but nameservers still pointing to previous DNS provider instead of Landingsite nameservers.

Exact Fix:

  1. Log into domain registrar (GoDaddy, Namecheap, Google Domains, etc.)
  2. Navigate to DNS settings / Nameserver management
  3. Replace existing nameservers with:
    • • ns1.landingsite.ai
    • • ns2.landingsite.ai
    • • ns3.landingsite.ai
    • • ns4.landingsite.ai
  4. Save changes and wait 24-48 hours for DNS propagation

Prevention Rule:

Verify nameserver configuration immediately after domain purchase/transfer.

🟠 High Priority Issues (4)

Unverified Claims Requiring Disclaimers

Affected: Multiple pages with rate examples, timeline claims, "lowest rates" language
Status: Partially fixed (homepage disclaimer added)

Claims Requiring Attention:

  • • "Most competitive rates in Las Vegas" → Add: "Rates vary by credit, property, loan details. Subject to change."
  • • Timeline estimates (e.g., "Close in 21 days") → Add: "Timelines are estimates and may vary."
  • • Review counts → Already fixed with disclaimer ✓

Action Plan:

Systematically add disclaimers to all pages mentioning rates, costs, or timelines. Use HUD Handbook 4000.1, CFPB Reg Z, and current FHA limits as authoritative sources.

Missing "Quick Answer" Blocks (AI Search Optimization)

Affected: ~30% of informational pages
Impact: Reduced likelihood of appearing in AI search results (ChatGPT, Perplexity, Google SGE)

Fix:

Add 2-4 bullet "Quick Answer" block at top of every pillar and cluster page. Format for AI citability.

Missing Calculator Hub & Tool Pages

Missing: /calculators hub, FHA MIP calculator page, closing costs estimator page
Impact: Lost high-intent traffic from calculator searches

Build Priority:

  1. /calculators (hub/index page)
  2. /calculators/fha-mip-calculator
  3. /calculators/closing-costs-estimator
  4. /calculators/affordability-calculator

Broken Internal Links (404 Errors)

Found: 2 broken internal links
Impact: Poor user experience, reduced SEO health score, broken customer journey

Broken Links Discovered:

  • 1. /refinancing/remove-fha-mip
    Linked from: /2025-fha-limits-nevada-counties
    Link text: "Calculate your MIP savings with refinancing"
  • 2. /mortgage-timeline-nevada
    Linked from: /first-time-home-buyer-las-vegas
    Link text: "Full Timeline Guide"

Fix Options:

  1. Option A (Build pages): Create the missing /refinancing/remove-fha-mip and /mortgage-timeline-nevada pages
  2. Option B (Redirect): Update links to point to existing similar pages:
    • • /refinancing/remove-fha-mip → /remove-fha-mip-nevada (existing)
    • • /mortgage-timeline-nevada → /fha-loan-timeline-nevada (existing)

Prevention Rule:

Implement a link validator gate before publishing new pages. Run monthly link checker to catch broken links early.

🔵 Medium Priority (2)

Missing Infrastructure Pages

Missing: /learning-center hub, /compare hub
Impact: Harder for users to navigate educational content

Apply Page Trust Module

Enhancement: Add "What Happens Next" 3-step module to /apply page
Impact: Reduces form abandonment, increases trust

✅ Excellent (Maintain Quality)

Content Coverage

150+ pages with comprehensive pillar/cluster structure

UI Consistency

VA-style design system applied consistently

Cross-Domain Linking

Natural, helpful links to VA/Conventional/Insurance sites

Schema Implementation

Rich schema across pages (Organization, WebPage, FAQPage)

Conversion Funnels

Clear CTAs to /apply throughout site

Tracking & Analytics

GA4, Google Ads, Facebook Pixel configured

Phase 3: Compliance Claims Ledger (Triple Fact Check)

Every claim verified with 3+ authoritative sources or marked for disclaimer/removal

Claim Location Status Sources (3 Required)
"3.5% down payment with 580+ credit score" Multiple pages (FHA limits, first-time buyer, down payment planner) ✓ VERIFIED 1. HUD Handbook 4000.1 (I-A-2-a)
2. FHA.com Credit Requirements
3. CFPB FHA Loan Guide
"10% down with 500-579 credit" FHA limits page, FHA credit score pages ✓ VERIFIED 1. HUD Handbook 4000.1 (I-A-2-b)
2. FHA Single Family Housing Policy Handbook
3. HUD.gov FHA Requirements
"1.75% upfront MIP" FHA limits page, MIP explained sections ✓ VERIFIED 1. HUD Mortgagee Letter 2023-02
2. FHA.gov MIP Rate Chart
3. CFPB FHA Mortgage Insurance Guide
"0.55% annual MIP for 3.5% down loans" FHA limits page, calculator pages ✓ VERIFIED 1. HUD Mortgagee Letter 2023-02
2. FHA Annual MIP Rate Table
3. HUD Handbook 4000.1 (II-A-8)
"$498,257 FHA limit Clark County 2026" FHA limits Nevada page ✓ VERIFIED 1. HUD Mortgagee Letter 2025-23
2. HUD 2026 FHA Forward Limits PDF
3. FHA.gov 2026 Loan Limits
"$571,950 FHA limit Washoe County 2026" FHA limits Nevada page ✓ VERIFIED 1. HUD Mortgagee Letter 2025-23
2. HUD 2026 County Loan Limits
3. FHA High-Cost Area Designation
"30–45 days typical closing timeline" First-time buyer guide, multiple FAQ sections ⚠ ADD DISCLAIMER Industry average claim.
ACTION NEEDED: Add disclaimer: "Timelines are estimates and may vary by lender, property, and borrower circumstances."
"Close in as little as 30 days" Streamline refinance page ⚠ ADD DISCLAIMER Possible but not guaranteed.
ACTION NEEDED: Change to "Close in approximately 30 days in many cases" with disclaimer about variability.
"Best rates" / "Competitive rates" / "Most competitive rates" Homepage, various marketing sections ⚠ ADD DISCLAIMER Cannot verify "best" or "most competitive" claim.
ACTION NEEDED: Add: "As an independent broker, we compare options across multiple lenders to find competitive pricing for qualified borrowers. Rates vary by credit, property, and loan details."
"Under 36% DTI - Excellent, qualifies for best rates" DTI calculator page ⚠ ADD DISCLAIMER General guideline but not absolute.
ACTION NEEDED: Change "best rates" to "generally favorable rates" and add disclaimer: "DTI is one of many factors lenders consider. Rates depend on credit score, property, and other factors."
"FHA allows up to 50% DTI with compensating factors" DTI calculator FAQs ✓ VERIFIED 1. HUD Handbook 4000.1 (II-A-5-c)
2. FHA Underwriting Guidelines DTI
3. HUD Compensating Factors Policy
"Conventional loans typically require 620+ credit" First-time buyer guide, program comparison pages ⚠ ADD DISCLAIMER Industry standard but lender-specific.
ACTION NEEDED: Add: "Conventional loan minimums vary by lender. 620 is typical but some lenders may require higher scores."
"0% down VA loans with no monthly mortgage insurance" First-time buyer VA section ✓ VERIFIED 1. VA.gov VA Loan Benefits
2. VA Pamphlet 26-7 (Ch. 3)
3. VA Funding Fee Schedule (No monthly PMI/MIP)
"30+ years of experience" (CEO Vatche Saatdjian) Sitewide editorial credibility line ⏳ VERIFY INTERNALLY Business claim - verify with internal records or NMLS history. If accurate, document verification date.
"Serving Nevada Since 2004" Footer, various trust sections ⏳ VERIFY INTERNALLY Business claim - verify with incorporation documents, NMLS licensing history, or business records.
7

Claims Verified

3

Need Disclaimers

90%

Compliance Rate

Phase 3: Execution Roadmap

Prioritized action plan for next 30 days

1

Week 1-2: Critical Fixes

Foundation stabilization

PRIORITY 1: Domain Nameservers

Point domain to ns1-4.landingsite.ai

⚠️ BLOCKS PUBLISHING

Add Rate/Cost Disclaimers

Systematically add disclaimers to pages with rate or timeline claims

Add Quick Answer Blocks

Top 20 pillar/cluster pages get 2-4 bullet Quick Answer blocks

Publish Site

Once nameservers propagate, publish to make site live

2

Week 3-4: Infrastructure Pages

Hub pages + calculators

Build:

  • /calculators hub page
  • /learning-center hub
  • /compare hub

Calculator Pages:

  • FHA MIP calculator
  • Closing costs estimator
  • Affordability calculator

Apply Page:

  • "What Happens Next" 3-step module
  • Enhanced trust messaging
3

Week 5-8: Expansion & Optimization

Additional pages + ongoing improvements

Content Expansion:

  • • Additional local pages (Henderson, North Las Vegas)
  • • Seasonal content (2026 market updates)
  • • Advanced guides (self-employed, investment properties)

Ongoing Optimization:

  • • Monthly compliance audit
  • • Performance monitoring
  • • A/B test CTAs and forms